Money is tight these days, especially if you aren’t working and rely completely on someone else like you parents, kids, friends, boyfriends or girlfriends. So the best thing you could do to help them is to start asking them less often. It might seem hard in the beginning, but there are thing things that you can do even if you have no choice or have to keep rely on them for money. How about avoid money wasters? This will help you keep more cash in your pocket by cutting spending on useless items.
The top useless money waster is late fees. Seriously, what do you get for paying late fees? Nothing, literally. So try to avoid late fees at all cost. Return those red box dvd and blockbuster movies on time; or try sending those dvd movies to their rental store right after you watch them. Pay you car payments, cable bill, utility charges, etc on time; it will not only help you keep the money that you could have kept but also keep your credit score in good status.
Phone apps is one of the hottest business for young people and cell phone enthusiastic. At first the phone apps and ringtones might seem cheap at the cost of a dollar per download, but if you add up all the games, iphone apps, ringtones and wallpapers bought you will be surprised how much money you really wasted. After a while, they are useless when interest is lost. Instead try getting them for free online or even creating one on your own.
Putting money in a bank checking account is probably one of the most common money wasting thing people do. You might ask why; seriously, why not put your extra money in a saving account or other high interest yielding accounts. Banks are eating up all the money you could have earned because they are lending your money to other people at a very high interest rates when your money is left with them.
Attention to rebates is another mind blowing dumb mistake people make. Just fill up the rebate form after you purchase an item and send them right away. You will get the rebate money, thoughts of which let you buy that item initially. Now finish the task man. Don’t make these rebate forms totally useless.